Similarly, we were thrilled to hear that Dr. Eugene Fama was recognized with a 2013 Nobel Prize in economics for his and other colleagues’ work on the science of investment-pricing theory.
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Any money you invest early on, say in your 20s and early 30s, will have the longest time to grow, giving you more value per dollar you put into it.
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It’s time to take a fresh look at your plan. Let’s start by taking a look at 5 common mistakes to avoid.
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One of the real problems with teaching good money habits to our kids — or to adults, for the matter — is that they are decidedly oriented toward short-term rewards, while personal financial success often entails making short-term sacrifices for long-term gains.
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You will likely feel tracking error regret when your customized investment portfolio does not perform as well as popular market benchmarks like the S&P 500 Index.
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Typically, most people who are looking to save for college first turn to a state-managed 529 plan, and given their many benefits, it is easy to see why.
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When the market falls, dollar-cost averaging gives you the opportunity to buy more shares at bargain-basement prices, thereby reducing both your cost basis and the extent of your losses.
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Sticking with bonds is easy when declining interest rates make them abnormally profitable investments at a time when stocks get whipsawed by continual boom-and-bust cycles.
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The SEP-IRA and the solo 401(k) are all very similar to the traditional IRA – although solo 401(k)s now come with a Roth option as well – but they have much higher contribution limits.
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Financial giants like Goldman Sachs and Wells Fargo don’t pay out billions in bonuses every year by selling simple index funds with expense ratios of 0.10% or less.
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By recognizing these biases, we can protect ourselves from the errors that can separate us from our money, but in order to do that, we must first understand what they are and how they affect us.
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An entire generation of young people has internalized a message that has been repeatedly browbeaten into them by parents, teachers, and politicians: a college degree is essential to have a successful career.
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Investment portfolios should be constructed with a long-term mindset, but this is impossible if you watch every market bump on CNBC or Bloomberg. The markets are going to fluctuate.
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The main benefit of an IRA is that it isn’t tied to any employer, which means you have the freedom to choose your provider.
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The most popular of these forms is the ubiquitous W-2, which provides details about your total wages, taxes withheld, and deferred compensation to retirement plans for the year.
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How to turbocharge your 529 College Savings and avoid gift taxes. Learn more in this article.
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All things considered, the stock market has done relatively well this year, but that may not be the case with all of your investments.
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The reality, as if often the case, lies somewhere in the middle. The decision to buy a house is a very personal decision that depends on a variety of individual characteristics, not all of which are financial in nature.
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To start, your main goal should be to reduce all risks that could negatively affect your child. First and foremost, you need to protect your child from any disruptions to your income by purchasing life and disability insurance
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Pathway Financial Planning understands this conundrum. That’s why we’ve come up with this list of financial planning questions you should be able to answer in order to ensure a stable financial future.
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